How to Close Flipkart Pay Later

If you are a frequent Flipkart buyer who has chosen the Flipkart Pay Later payment option, you may be wondering how to close Flipkart Pay Later. It is a popular alternative for customers who wish to pay for their shopping on a monthly basis and avoid making a transaction every time they buy something from Flipkart.

However, this option is presently only offered to qualified consumers. If you aren't already using this option, you can check your eligibility by visiting your Flipkart profile.

Flipkart provides a pay later option via IDFC First Bank Ltd. You can also look it up in your CIBIL profile under active accounts. We'll show you exactly how to delete your Flipkart pay later account in this vital article.

How to Permanently Close Flipkart Pay Later

People stop their pay later accounts for a variety of reasons, including CIBIL score, converting to a different payment method, and, yes, inability to pay monthly installments owing to excessive shopping. Many users are unable to locate the Flipkart pay later deactivation option. To permanently close your Flipkart Pay Later account, take the following steps:

1. Login to Your Flipkart Account

To begin with, you must sign in to your Flipkart account. Remember the email/phone number/password combination you used to set it up? Use that to access your account.

2. Go to the Flipkart Support Centre.

Now that you've logged in, let's go to the Flipkart Help centre. Look for a small emblem that says "you" - it's generally in the upper right corner.

3. Look for the 'Chat' or 'Callback option'.

This is most likely the most critical step in deactivating pay later in Flipkart. Look for the "I want help with other issues" option on the help centre page. Tap it, then select "others" from the list at the bottom. Again, select "others" from the drop-down menu. The callback option is now visible.

4. Request a Call Back

When you request a callback, a Flipkart customer representative will contact you within 5 to 10 minutes. Request that the support team assist you in disabling your Flipkart pay later IDFC bank account. Make sure you ask them to permanently terminate your account rather than merely deactivating or halting it.

5. Timeline for Account Closure

After the conversation or call, your Flipkart Pay Later account will be closed over the next month. Please be patient! This closure will be marked as "closed" on your CIBIL report soon after, probably within the next 2-3 months.

Send Email for Closure Request

Alternatively, if you still don’t figure out how to close Flipkart pay later, you can send Flipkart an email using your registered email to “Cs@flipkart.com” requesting the account closure. Make sure you clearly mention your account closing request in the email subject, for example: “Flipkart Pay Later Closure Request”.

Following is an example of an email format that you may follow:

After you send them an email, one of their agents will either respond via email or contact you at the phone number you provided. Remember that sending an email is an alternative technique, and it does not necessarily guarantee that you will receive a response or that your account will be terminated. If you want to know how to disable Flipkart pay later, contact the help centre via the first way.

Contact the RBI Ombudsman.

The Reserve Bank of India's Ombudsman handles complaints and issues about financial services, including your Flipkart Pay Later account. You can contact them and explain the circumstance as well as the steps you've previously made.

Just make sure you have all of the necessary information before submitting your grievance redressal request to the ombudsman.

Considerations Before Closing Your Flipkart Pay Later Account

To ensure a seamless closure procedure, clear any outstanding dues before cancelling your Flipkart Pay Later account.

Within 2-3 weeks of requesting account closure, you will obtain a No Objection Certificate (NOC) from your Flipkart Pay Later financing provider (IDFC First Bank). If you do not receive it, please contact the Flipkart customer service team.

Remember that cancelling your Flipkart Pay Later account is permanent. You will not be able to reapply for Flipkart Pay Later once it has been closed.

Closing your Flipkart Pay Later account may appear to be a minor move, but it is one that requires careful deliberation. We hope our tutorial on "how to close Flipkart Pay Later" assists you in effectively closing your account.

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